diff --git a/.gitattributes b/.gitattributes
new file mode 100644
index 0000000..3335885
--- /dev/null
+++ b/.gitattributes
@@ -0,0 +1,2 @@
+# Set the default behavior, in case people don't have core.autocrlf set.
+* text eol=lf
\ No newline at end of file
diff --git a/.gitignore b/.gitignore
index 8a282a5..0d77fdb 100644
--- a/.gitignore
+++ b/.gitignore
@@ -2,3 +2,4 @@
 composer.lock
 composer.phar
 phpunit.xml
+.idea
diff --git a/src/Message/SecureXMLAbstractRequest.php b/src/Message/SecureXMLAbstractRequest.php
index 42a60f4..d549642 100644
--- a/src/Message/SecureXMLAbstractRequest.php
+++ b/src/Message/SecureXMLAbstractRequest.php
@@ -27,6 +27,11 @@ abstract class SecureXMLAbstractRequest extends AbstractRequest
      */
     protected $requiredFields = [];
 
+    /**
+     * @var array
+     */
+    protected $apiVersion = 'xml-4.2';
+
     /**
      * Set the messageID on the request.
      *
@@ -84,7 +89,7 @@ protected function getBaseXML()
         $messageInfo->messageID = $this->getMessageId();
         $messageInfo->addChild('messageTimestamp', $this->generateTimestamp());
         $messageInfo->addChild('timeoutValue', 60);
-        $messageInfo->addChild('apiVersion', 'xml-4.2');
+        $messageInfo->addChild('apiVersion', $this->apiVersion);
 
         $merchantInfo = $xml->addChild('MerchantInfo');
         $merchantInfo->addChild('merchantID', $this->getMerchantId());
@@ -114,7 +119,27 @@ protected function getBasePaymentXML()
         $transaction->addChild('txnSource', 23); // Must always be 23 for SecureXML.
         $transaction->addChild('amount', $this->getAmountInteger());
         $transaction->addChild('currency', $this->getCurrency());
-        $transaction->purchaseOrderNo = $this->getTransactionId();
+        $transaction->addChild('purchaseOrderNo', $this->getTransactionId());
+
+        return $xml;
+    }
+
+    /**
+     * XML template of a SecurePayMessage Payment using a stored card (Payor ID).
+     *
+     * @return \SimpleXMLElement SecurePayMessage with transaction details.
+     */
+    protected function getBaseStoredCardXML($actionType)
+    {
+        $xml = $this->getBaseXML();
+
+        $periodic= $xml->addChild('Periodic');
+        $periodicList = $periodic->addChild('PeriodicList');
+        $periodicList->addAttribute('count', 1);
+        $periodicItem = $periodicList->addChild('PeriodicItem');
+        $periodicItem->addAttribute('ID', 1); // One transaction per request supported by current API.
+        $periodicItem->addChild('actionType', $actionType);
+        $periodicItem->addChild('clientID', $this->getCardReference());
 
         return $xml;
     }
diff --git a/src/Message/SecureXMLDeleteCardRequest.php b/src/Message/SecureXMLDeleteCardRequest.php
new file mode 100644
index 0000000..7d06810
--- /dev/null
+++ b/src/Message/SecureXMLDeleteCardRequest.php
@@ -0,0 +1,40 @@
+<?php
+
+namespace Omnipay\SecurePay\Message;
+
+/**
+ * SecurePay SecureXML Store Card Delete Request.
+ *
+ * Send a request to delete a stored PayorID from Securepay's system
+ *
+ * The cardReference must match the prior existing stored card.
+ */
+class SecureXMLDeleteCardRequest extends SecureXMLAbstractRequest
+{
+    /**
+     * @var string
+     */
+    public $testEndpoint = 'https://test.api.securepay.com.au/xmlapi/periodic';
+
+    /**
+     * @var string
+     */
+    public $liveEndpoint = 'https://api.securepay.com.au/xmlapi/periodic';
+
+    protected $requiredFields = ['cardReference'];
+
+    /**
+     * @var string
+     */
+    protected $requestType = 'Periodic';
+
+    /**
+     * @var string
+     */
+    protected $apiVersion = 'spxml-4.2';
+
+    public function getData()
+    {
+        return $this->getBaseStoredCardXML('delete');
+    }
+}
diff --git a/src/Message/SecureXMLEditCardRequest.php b/src/Message/SecureXMLEditCardRequest.php
new file mode 100644
index 0000000..dc6cf4c
--- /dev/null
+++ b/src/Message/SecureXMLEditCardRequest.php
@@ -0,0 +1,48 @@
+<?php
+
+namespace Omnipay\SecurePay\Message;
+
+/**
+ * SecurePay SecureXML Store Card Update Request.
+ *
+ * Send a request to update the details a stored PayorID
+ *
+ * The cardReference must match the prior existing stored card.
+ */
+class SecureXMLEditCardRequest extends SecureXMLAbstractRequest
+{
+    /**
+     * @var string
+     */
+    public $testEndpoint = 'https://test.api.securepay.com.au/xmlapi/periodic';
+
+    /**
+     * @var string
+     */
+    public $liveEndpoint = 'https://api.securepay.com.au/xmlapi/periodic';
+
+    protected $requiredFields = ['card', 'cardReference'];
+
+    /**
+     * @var string
+     */
+    protected $requestType = 'Periodic';
+
+    /**
+     * @var string
+     */
+    protected $apiVersion = 'spxml-4.2';
+
+    public function getData()
+    {
+        $xml = $this->getBaseStoredCardXML('edit');
+
+        $this->getCard()->validate();
+        $card = $xml->Periodic->PeriodicList->PeriodicItem->addChild('CreditCardInfo');
+        $card->addChild('cardNumber', $this->getCard()->getNumber());
+        $card->addChild('cvv', $this->getCard()->getCvv());
+        $card->addChild('expiryDate', $this->getCard()->getExpiryDate('m/y'));
+
+        return $xml;
+    }
+}
diff --git a/src/Message/SecureXMLResponse.php b/src/Message/SecureXMLResponse.php
index 786525f..d08ae47 100644
--- a/src/Message/SecureXMLResponse.php
+++ b/src/Message/SecureXMLResponse.php
@@ -18,8 +18,13 @@ public function isSuccessful()
     {
         // As per appendix F, 000 means the message was processed correctly
         if ((string) $this->data->Status->statusCode !== '000'
+                && ((string) $this->data->Status->statusCode !== '0'
+                && (string) $this->data->Status->statusDescription !== 'Normal')
             || ($this->hasTransaction()
-                && (string) $this->data->Payment->TxnList->Txn->approved !== 'Yes')) {
+                && (string) $this->data->Payment->TxnList->Txn->approved !== 'Yes')
+            || ($this->hasPeriodic()
+                && (string) $this->data->Periodic->PeriodicList->PeriodicItem->successful !== 'yes'
+                && (string) $this->data->Periodic->PeriodicList->PeriodicItem->responseCode !== '00')) {
             return false;
         }
 
@@ -39,6 +44,20 @@ protected function hasTransaction()
         return isset($this->data->Payment->TxnList->Txn);
     }
 
+    /**
+     * Determine if we have had periodic information returned (for storage and retrieval of Payor IDs).\
+     *
+     * @return bool True if we have a periodic item.
+     */
+    protected function hasPeriodic()
+    {
+        return (($this->data->RequestType == 'Periodic')
+            && isset($this->data->Periodic)
+            && isset($this->data->Periodic->PeriodicList)
+            && isset($this->data->Periodic->PeriodicList->PeriodicItem)
+        );
+    }
+
     /**
      * @link https://www.securepay.com.au/_uploads/files/SecurePay_Response_Codes.pdf
      *
@@ -48,7 +67,9 @@ public function getCode()
     {
         return $this->hasTransaction()
             ? (string) $this->data->Payment->TxnList->Txn->responseCode
-            : (string) $this->data->Status->statusCode;
+            : ($this->hasPeriodic()
+                ? (string) $this->data->Periodic->PeriodicList->PeriodicItem->responseCode
+                : (string) $this->data->Status->statusCode);
     }
 
     /**
@@ -59,7 +80,9 @@ public function getMessage()
     {
         return $this->hasTransaction()
             ? (string) $this->data->Payment->TxnList->Txn->responseText
-            : (string) $this->data->Status->statusDescription;
+            : ($this->hasPeriodic()
+                ? (string) $this->data->Periodic->PeriodicList->PeriodicItem->responseText
+                : (string) $this->data->Status->statusDescription);
     }
 
     /**
@@ -69,7 +92,9 @@ public function getTransactionReference()
     {
         return $this->hasTransaction()
             ? (string) $this->data->Payment->TxnList->Txn->txnID
-            : null;
+            : ($this->hasPeriodic()
+                ? (string) $this->data->Periodic->PeriodicList->PeriodicItem->txnID
+                : null);
     }
 
     /**
@@ -80,6 +105,8 @@ public function getSettlementDate()
     {
         return $this->hasTransaction()
             ? (string) $this->data->Payment->TxnList->Txn->settlementDate
-            : null;
+            : ($this->hasPeriodic()
+                ? (string) $this->data->Periodic->PeriodicList->PeriodicItem->settlementDate
+                : null);
     }
 }
diff --git a/src/Message/SecureXMLStoreCardRequest.php b/src/Message/SecureXMLStoreCardRequest.php
new file mode 100644
index 0000000..25d587b
--- /dev/null
+++ b/src/Message/SecureXMLStoreCardRequest.php
@@ -0,0 +1,53 @@
+<?php
+
+namespace Omnipay\SecurePay\Message;
+
+/**
+ * SecurePay SecureXML Store Card Request.
+ *
+ * Send a request to store the details a new credit card.
+ *
+ * The cardReference must be sent and must be unique in order to successfully create a new payor.
+ */
+class SecureXMLStoreCardRequest extends SecureXMLAbstractRequest
+{
+    /**
+     * @var string
+     */
+    public $testEndpoint = 'https://test.api.securepay.com.au/xmlapi/periodic';
+
+    /**
+     * @var string
+     */
+    public $liveEndpoint = 'https://api.securepay.com.au/xmlapi/periodic';
+
+
+    protected $requiredFields = ['amount', 'card', 'cardReference'];
+
+    /**
+     * @var string
+     */
+    protected $requestType = 'Periodic';
+
+    /**
+     * @var string
+     */
+    protected $apiVersion = 'spxml-4.2';
+
+    public function getData()
+    {
+        $xml = $this->getBaseStoredCardXML('add');
+
+        $this->getCard()->validate();
+        $periodicItem = $xml->Periodic->PeriodicList->PeriodicItem;
+        $periodicItem->addChild('amount', $this->getAmountInteger());
+        $periodicItem->addChild('periodicType', 4); // Appendix A "Add a Payor ID"
+        $card = $periodicItem->addChild('CreditCardInfo');
+        $card->addChild('cardNumber', $this->getCard()->getNumber());
+        $card->addChild('cvv', $this->getCard()->getCvv());
+        $card->addChild('expiryDate', $this->getCard()->getExpiryDate('m/y'));
+        $card->addChild('recurringFlag', 'no');
+
+        return $xml;
+    }
+}
diff --git a/src/Message/SecureXMLStoredCardPurchaseRequest.php b/src/Message/SecureXMLStoredCardPurchaseRequest.php
new file mode 100644
index 0000000..234a52c
--- /dev/null
+++ b/src/Message/SecureXMLStoredCardPurchaseRequest.php
@@ -0,0 +1,46 @@
+<?php
+
+namespace Omnipay\SecurePay\Message;
+
+/**
+ * SecurePay SecureXML Payment Using Stored Card.
+ *
+ * Perform a purchase using a stored card.
+ *
+ * The cardReference must be sent in order to successfully process the purchase
+ */
+class SecureXMLStoredCardPurchaseRequest extends SecureXMLAbstractRequest
+{
+    /**
+     * @var string
+     */
+    public $testEndpoint = 'https://test.api.securepay.com.au/xmlapi/periodic';
+
+    /**
+     * @var string
+     */
+    public $liveEndpoint = 'https://api.securepay.com.au/xmlapi/periodic';
+
+    protected $requiredFields = ['amount', 'cardReference', 'transactionId'];
+
+    /**
+     * @var string
+     */
+    protected $requestType = 'Periodic';
+
+    /**
+     * @var string
+     */
+    protected $apiVersion = 'spxml-4.2';
+
+    public function getData()
+    {
+        $xml = $this->getBaseStoredCardXML('trigger');
+        $periodicItem = $xml->Periodic->PeriodicList->PeriodicItem;
+        $periodicItem->addChild('transactionReference', $this->getTransactionId());
+        $periodicItem->addChild('amount', $this->getAmountInteger());
+        $periodicItem->addChild('periodicType', 1); // Appendix A "Add a Payor ID"
+
+        return $xml;
+    }
+}
diff --git a/src/SecureXMLGateway.php b/src/SecureXMLGateway.php
index e297bd2..8350e67 100644
--- a/src/SecureXMLGateway.php
+++ b/src/SecureXMLGateway.php
@@ -95,6 +95,9 @@ public function capture(array $parameters = array())
 
     public function purchase(array $parameters = array())
     {
+        if (array_key_exists('cardReference', $parameters)) {
+            return $this->createRequest('\Omnipay\SecurePay\Message\SecureXMLStoredCardPurchaseRequest', $parameters);
+        }
         return $this->createRequest('\Omnipay\SecurePay\Message\SecureXMLPurchaseRequest', $parameters);
     }
 
@@ -107,4 +110,19 @@ public function echoTest(array $parameters = array())
     {
         return $this->createRequest('\Omnipay\SecurePay\Message\SecureXMLEchoTestRequest', $parameters);
     }
+
+    public function createCard(array $parameters = array())
+    {
+        return $this->createRequest('\Omnipay\SecurePay\Message\SecureXMLStoreCardRequest', $parameters);
+    }
+
+    public function deleteCard(array $parameters = array())
+    {
+        return $this->createRequest('\Omnipay\SecurePay\Message\SecureXMLDeleteCardRequest', $parameters);
+    }
+
+    public function updateCard(array $parameters = array())
+    {
+        return $this->createRequest('\Omnipay\SecurePay\Message\SecureXMLEditCardRequest', $parameters);
+    }
 }
diff --git a/tests/Message/SecureXMLStoredCardPurchaseRequestTest.php b/tests/Message/SecureXMLStoredCardPurchaseRequestTest.php
new file mode 100644
index 0000000..3efddfd
--- /dev/null
+++ b/tests/Message/SecureXMLStoredCardPurchaseRequestTest.php
@@ -0,0 +1,65 @@
+<?php
+
+namespace Omnipay\SecurePay\Message;
+
+use Omnipay\Tests\TestCase;
+
+class SecureXMLStoredCardPurchaseRequestTest extends TestCase
+{
+	public function setUp()
+	{
+		$this->request = new SecureXMLStoredCardPurchaseRequest($this->getHttpClient(), $this->getHttpRequest());
+
+		$this->request->initialize([
+			'merchantId' => 'ABC0030',
+			'transactionPassword' => 'abc123',
+			'amount' => '12.00',
+			'transactionId' => '1234',
+			'cardReference' => 'CRN00110011',
+		]);
+	}
+
+	public function testSendSuccess()
+	{
+		$this->setMockHttpResponse('SecureXMLStoredCardPurchaseRequestSendSuccess.txt');
+		$response = $this->request->send();
+		$data = $response->getData();
+
+		$this->assertInstanceOf('Omnipay\\SecurePay\\Message\\SecureXMLResponse', $response);;
+
+		$this->assertTrue($response->isSuccessful());
+		$this->assertFalse($response->isRedirect());
+		$this->assertSame('3', (string) $data->Periodic->PeriodicList->PeriodicItem->txnType); //can't find a reference but seems txntype for stored cards is 3.
+		$this->assertSame('009729', $response->getTransactionReference());
+		$this->assertSame('00', $response->getCode());
+		$this->assertSame('Approved', $response->getMessage());
+	}
+
+	public function testSendFailure()
+	{
+		$this->setMockHttpResponse('SecureXMLStoredCardPurchaseRequestSendFailure.txt');
+		$response = $this->request->send();
+
+		$this->assertInstanceOf('Omnipay\\SecurePay\\Message\\SecureXMLResponse', $response);
+
+		$this->assertFalse($response->isSuccessful());
+		$this->assertFalse($response->isRedirect());
+		$this->assertNull($response->getTransactionReference());
+		$this->assertSame('510', $response->getCode());
+		$this->assertSame('Unable To Connect To Server', $response->getMessage());
+	}
+
+	public function testInsufficientFundsFailure()
+	{
+		$this->setMockHttpResponse('SecureXMLStoredCardPurchaseRequestInsufficientFundsFailure.txt');
+		$response = $this->request->send();
+
+		$this->assertInstanceOf('Omnipay\\SecurePay\\Message\\SecureXMLResponse', $response);
+
+		$this->assertFalse($response->isSuccessful());
+		$this->assertFalse($response->isRedirect());
+		$this->assertNull($response->getTransactionReference());
+		$this->assertSame('51', $response->getCode());
+		$this->assertSame('Insufficient Funds', $response->getMessage());
+	}
+}
diff --git a/tests/Mock/SecureXMLAuthorizeRequestFailure.txt b/tests/Mock/SecureXMLAuthorizeRequestFailure.txt
deleted file mode 120000
index 01a7157..0000000
--- a/tests/Mock/SecureXMLAuthorizeRequestFailure.txt
+++ /dev/null
@@ -1 +0,0 @@
-SecureXMLPurchaseRequestSendFailure.txt
\ No newline at end of file
diff --git a/tests/Mock/SecureXMLAuthorizeRequestFailure.txt b/tests/Mock/SecureXMLAuthorizeRequestFailure.txt
new file mode 100644
index 0000000..73886dd
--- /dev/null
+++ b/tests/Mock/SecureXMLAuthorizeRequestFailure.txt
@@ -0,0 +1,9 @@
+HTTP/1.1 200 OK
+Date: Fri, 17 Apr 2015 02:05:53 GMT
+Server: Apache
+Content-Type: text/xml;charset=ISO-8859-1
+Content-Length: 929
+Connection: close
+
+<?xml version="1.0" encoding="UTF-8"?>
+<SecurePayMessage><MessageInfo><messageID>8af793f9af34bea0cf40f5fc011e0c</messageID><messageTimestamp>20041904161959849000+600</messageTimestamp><apiVersion>xml-4.2</apiVersion></MessageInfo><RequestType>Payment</RequestType><MerchantInfo><merchantID>ABC0001</merchantID></MerchantInfo><Status><statusCode>510</statusCode><statusDescription>Unable To Connect To Server</statusDescription></Status></SecurePayMessage>
diff --git a/tests/Mock/SecureXMLAuthorizeRequestInsufficientFundsFailure.txt b/tests/Mock/SecureXMLAuthorizeRequestInsufficientFundsFailure.txt
deleted file mode 120000
index 4793d98..0000000
--- a/tests/Mock/SecureXMLAuthorizeRequestInsufficientFundsFailure.txt
+++ /dev/null
@@ -1 +0,0 @@
-SecureXMLPurchaseRequestInsufficientFundsFailure.txt
\ No newline at end of file
diff --git a/tests/Mock/SecureXMLAuthorizeRequestInsufficientFundsFailure.txt b/tests/Mock/SecureXMLAuthorizeRequestInsufficientFundsFailure.txt
new file mode 100644
index 0000000..4911f40
--- /dev/null
+++ b/tests/Mock/SecureXMLAuthorizeRequestInsufficientFundsFailure.txt
@@ -0,0 +1,9 @@
+HTTP/1.1 200 OK
+Date: Fri, 17 Apr 2015 02:05:53 GMT
+Server: Apache
+Content-Type: text/xml;charset=ISO-8859-1
+Content-Length: 929
+Connection: close
+
+<?xml version="1.0" encoding="UTF-8"?>
+<SecurePayMessage><MessageInfo><messageID>8af793f9af34bea0cf40f5fc011e0c</messageID><messageTimestamp>20041904161959849000+600</messageTimestamp><apiVersion>xml-4.2</apiVersion></MessageInfo><RequestType>Payment</RequestType><MerchantInfo><merchantID>ABC0001</merchantID></MerchantInfo><Status><statusCode>51</statusCode><statusDescription>Insufficient Funds</statusDescription></Status></SecurePayMessage>
diff --git a/tests/Mock/SecureXMLAuthorizeRequestSuccess.txt b/tests/Mock/SecureXMLAuthorizeRequestSuccess.txt
index 6d72cc4..f632c7a 100644
--- a/tests/Mock/SecureXMLAuthorizeRequestSuccess.txt
+++ b/tests/Mock/SecureXMLAuthorizeRequestSuccess.txt
@@ -1,11 +1,8 @@
-HTTP/1.1 100 Continue
-Server: Microsoft-IIS/5.0
-Date: Mon, 19 Apr 2004 06:19:48 GMT
 HTTP/1.1 200 OK
-Server: Microsoft-IIS/5.0
-Date: Mon, 19 Apr 2004 06:20:01 GMT
+Date: Fri, 17 Apr 2015 02:05:53 GMT
+Server: Apache
 Content-Type: text/xml;charset=ISO-8859-1
 Content-Length: 929
+Connection: close
 
-<?xml version="1.0" encoding="UTF-8"?>
-<SecurePayMessage><MessageInfo><messageID>8af793f9af34bea0cf40f5fc011e0c</messageID><messageTimestamp>20041904161959849000+600</messageTimestamp><apiVersion>xml-4.2</apiVersion></MessageInfo><RequestType>Payment</RequestType><MerchantInfo><merchantID>ABC0001</merchantID></MerchantInfo><Status><statusCode>000</statusCode><statusDescription>Normal</statusDescription></Status><Payment><TxnList count="1"><Txn ID="1"><txnType>10</txnType><txnSource>23</txnSource><amount>200</amount><currency>AUD</currency><purchaseOrderNo>test</purchaseOrderNo><approved>Yes</approved><responseCode>00</responseCode><responseText>Approved</responseText><settlementDate>20040419</settlementDate><txnID>009729</txnID><CreditCardInfo><pan>424242...242</pan><expiryDate>07/06</expiryDate><cardType>6</cardType><cardDescription>Visa</cardDescription></CreditCardInfo></Txn></TxnList></Payment></SecurePayMessage>
+<?xml version="1.0" encoding="UTF-8"?><SecurePayMessage><MessageInfo><messageID>8af793f9af34bea0cf40f5fc011e0c</messageID><messageTimestamp>20041904161959849000+600</messageTimestamp><apiVersion>xml-4.2</apiVersion></MessageInfo><RequestType>Payment</RequestType><MerchantInfo><merchantID>ABC0001</merchantID></MerchantInfo><Status><statusCode>000</statusCode><statusDescription>Normal</statusDescription></Status><Payment><TxnList count="1"><Txn ID="1"><txnType>10</txnType><txnSource>23</txnSource><amount>200</amount><currency>AUD</currency><purchaseOrderNo>test</purchaseOrderNo><approved>Yes</approved><responseCode>00</responseCode><responseText>Approved</responseText><settlementDate>20040419</settlementDate><txnID>009729</txnID><CreditCardInfo><pan>424242...242</pan><expiryDate>07/06</expiryDate><cardType>6</cardType><cardDescription>Visa</cardDescription></CreditCardInfo></Txn></TxnList></Payment></SecurePayMessage>
diff --git a/tests/Mock/SecureXMLEchoTestRequestSuccess.txt b/tests/Mock/SecureXMLEchoTestRequestSuccess.txt
index 07a99b7..ebf68df 100644
--- a/tests/Mock/SecureXMLEchoTestRequestSuccess.txt
+++ b/tests/Mock/SecureXMLEchoTestRequestSuccess.txt
@@ -1,22 +1,8 @@
-HTTP/1.1 100 Continue
-Server: Microsoft-IIS/5.0
-Date: Mon, 19 Apr 2004 06:19:48 GMT
 HTTP/1.1 200 OK
-Server: Microsoft-IIS/5.0
-Date: Mon, 19 Apr 2004 06:20:01 GMT
+Date: Fri, 17 Apr 2015 02:05:53 GMT
+Server: Apache
 Content-Type: text/xml;charset=ISO-8859-1
 Content-Length: 929
+Connection: close
 
-<?xml version="1.0" encoding="UTF-8"?>
-<SecurePayMessage>
-<MessageInfo>
-<messageID>8af793f9af34bea0cf40f5fb79f383</messageID>
-<messageTimestamp>20042403095956732000+660</messageTimestamp>
-<apiVersion>xml-4.2</apiVersion>
-</MessageInfo>
-<RequestType>Echo</RequestType>
-<Status>
-<statusCode>000</statusCode>
-<statusDescription>Normal</statusDescription>
-</Status>
-</SecurePayMessage>
+<?xml version="1.0" encoding="UTF-8"?><SecurePayMessage><MessageInfo><messageID>8af793f9af34bea0cf40f5fb79f383</messageID><messageTimestamp>20042403095956732000+660</messageTimestamp><apiVersion>xml-4.2</apiVersion></MessageInfo><RequestType>Echo</RequestType><Status><statusCode>000</statusCode><statusDescription>Normal</statusDescription></Status></SecurePayMessage>
diff --git a/tests/Mock/SecureXMLPurchaseRequestInsufficientFundsFailure.txt b/tests/Mock/SecureXMLPurchaseRequestInsufficientFundsFailure.txt
index 8e6fbf1..88101e1 100644
--- a/tests/Mock/SecureXMLPurchaseRequestInsufficientFundsFailure.txt
+++ b/tests/Mock/SecureXMLPurchaseRequestInsufficientFundsFailure.txt
@@ -1,11 +1,8 @@
-HTTP/1.1 100 Continue
-Server: Microsoft-IIS/5.0
-Date: Mon, 19 Apr 2004 06:19:48 GMT
 HTTP/1.1 200 OK
-Server: Microsoft-IIS/5.0
-Date: Mon, 19 Apr 2004 06:20:01 GMT
+Date: Fri, 17 Apr 2015 02:05:53 GMT
+Server: Apache
 Content-Type: text/xml;charset=ISO-8859-1
 Content-Length: 929
+Connection: close
 
-<?xml version="1.0" encoding="UTF-8"?>
-<SecurePayMessage><MessageInfo><messageID>8af793f9af34bea0cf40f5fc011e0c</messageID><messageTimestamp>20041904161959849000+600</messageTimestamp><apiVersion>xml-4.2</apiVersion></MessageInfo><RequestType>Payment</RequestType><MerchantInfo><merchantID>ABC0001</merchantID></MerchantInfo><Status><statusCode>51</statusCode><statusDescription>Insufficient Funds</statusDescription></Status></SecurePayMessage>
+<?xml version="1.0" encoding="UTF-8"?><SecurePayMessage><MessageInfo><messageID>8af793f9af34bea0cf40f5fc011e0c</messageID><messageTimestamp>20041904161959849000+600</messageTimestamp><apiVersion>xml-4.2</apiVersion></MessageInfo><RequestType>Payment</RequestType><MerchantInfo><merchantID>ABC0001</merchantID></MerchantInfo><Status><statusCode>51</statusCode><statusDescription>Insufficient Funds</statusDescription></Status></SecurePayMessage>
diff --git a/tests/Mock/SecureXMLPurchaseRequestSendFailure.txt b/tests/Mock/SecureXMLPurchaseRequestSendFailure.txt
index 81bedb0..33a7aee 100644
--- a/tests/Mock/SecureXMLPurchaseRequestSendFailure.txt
+++ b/tests/Mock/SecureXMLPurchaseRequestSendFailure.txt
@@ -1,11 +1,8 @@
-HTTP/1.1 100 Continue
-Server: Microsoft-IIS/5.0
-Date: Mon, 19 Apr 2004 06:19:48 GMT
 HTTP/1.1 200 OK
-Server: Microsoft-IIS/5.0
-Date: Mon, 19 Apr 2004 06:20:01 GMT
+Date: Fri, 17 Apr 2015 02:05:53 GMT
+Server: Apache
 Content-Type: text/xml;charset=ISO-8859-1
 Content-Length: 929
+Connection: close
 
-<?xml version="1.0" encoding="UTF-8"?>
-<SecurePayMessage><MessageInfo><messageID>8af793f9af34bea0cf40f5fc011e0c</messageID><messageTimestamp>20041904161959849000+600</messageTimestamp><apiVersion>xml-4.2</apiVersion></MessageInfo><RequestType>Payment</RequestType><MerchantInfo><merchantID>ABC0001</merchantID></MerchantInfo><Status><statusCode>510</statusCode><statusDescription>Unable To Connect To Server</statusDescription></Status></SecurePayMessage>
+<?xml version="1.0" encoding="UTF-8"?><SecurePayMessage><MessageInfo><messageID>8af793f9af34bea0cf40f5fc011e0c</messageID><messageTimestamp>20041904161959849000+600</messageTimestamp><apiVersion>xml-4.2</apiVersion></MessageInfo><RequestType>Payment</RequestType><MerchantInfo><merchantID>ABC0001</merchantID></MerchantInfo><Status><statusCode>510</statusCode><statusDescription>Unable To Connect To Server</statusDescription></Status></SecurePayMessage>
diff --git a/tests/Mock/SecureXMLPurchaseRequestSendSuccess.txt b/tests/Mock/SecureXMLPurchaseRequestSendSuccess.txt
index 0d4b8ff..956aa74 100644
--- a/tests/Mock/SecureXMLPurchaseRequestSendSuccess.txt
+++ b/tests/Mock/SecureXMLPurchaseRequestSendSuccess.txt
@@ -1,11 +1,8 @@
-HTTP/1.1 100 Continue
-Server: Microsoft-IIS/5.0
-Date: Mon, 19 Apr 2004 06:19:48 GMT
 HTTP/1.1 200 OK
-Server: Microsoft-IIS/5.0
-Date: Mon, 19 Apr 2004 06:20:01 GMT
+Date: Fri, 17 Apr 2015 02:05:53 GMT
+Server: Apache
 Content-Type: text/xml;charset=ISO-8859-1
 Content-Length: 929
+Connection: close
 
-<?xml version="1.0" encoding="UTF-8"?>
-<SecurePayMessage><MessageInfo><messageID>8af793f9af34bea0cf40f5fc011e0c</messageID><messageTimestamp>20041904161959849000+600</messageTimestamp><apiVersion>xml-4.2</apiVersion></MessageInfo><RequestType>Payment</RequestType><MerchantInfo><merchantID>ABC0001</merchantID></MerchantInfo><Status><statusCode>000</statusCode><statusDescription>Normal</statusDescription></Status><Payment><TxnList count="1"><Txn ID="1"><txnType>0</txnType><txnSource>23</txnSource><amount>200</amount><currency>AUD</currency><purchaseOrderNo>testorder123</purchaseOrderNo><approved>Yes</approved><responseCode>00</responseCode><responseText>Approved</responseText><settlementDate>20040419</settlementDate><txnID>009729</txnID><CreditCardInfo><pan>424242...242</pan><expiryDate>07/06</expiryDate><cardType>6</cardType><cardDescription>Visa</cardDescription></CreditCardInfo></Txn></TxnList></Payment></SecurePayMessage>
+<?xml version="1.0" encoding="UTF-8"?><SecurePayMessage><MessageInfo><messageID>8af793f9af34bea0cf40f5fc011e0c</messageID><messageTimestamp>20041904161959849000+600</messageTimestamp><apiVersion>xml-4.2</apiVersion></MessageInfo><RequestType>Payment</RequestType><MerchantInfo><merchantID>ABC0001</merchantID></MerchantInfo><Status><statusCode>000</statusCode><statusDescription>Normal</statusDescription></Status><Payment><TxnList count="1"><Txn ID="1"><txnType>0</txnType><txnSource>23</txnSource><amount>200</amount><currency>AUD</currency><purchaseOrderNo>testorder123</purchaseOrderNo><approved>Yes</approved><responseCode>00</responseCode><responseText>Approved</responseText><settlementDate>20040419</settlementDate><txnID>009729</txnID><CreditCardInfo><pan>424242...242</pan><expiryDate>07/06</expiryDate><cardType>6</cardType><cardDescription>Visa</cardDescription></CreditCardInfo></Txn></TxnList></Payment></SecurePayMessage>
diff --git a/tests/Mock/SecureXMLStoredCardPurchaseRequestInsufficientFundsFailure.txt b/tests/Mock/SecureXMLStoredCardPurchaseRequestInsufficientFundsFailure.txt
new file mode 100644
index 0000000..e69dc49
--- /dev/null
+++ b/tests/Mock/SecureXMLStoredCardPurchaseRequestInsufficientFundsFailure.txt
@@ -0,0 +1,8 @@
+HTTP/1.1 200 OK
+Date: Fri, 17 Apr 2015 02:05:53 GMT
+Server: Apache
+Content-Type: text/xml;charset=ISO-8859-1
+Content-Length: 929
+Connection: close
+
+<?xml version="1.0" encoding="UTF-8"?><SecurePayMessage><MessageInfo><messageID>8af793f9af34bea0cf40f5fc011e0c</messageID><messageTimestamp>20041904161959849000+600</messageTimestamp><apiVersion>xml-4.2</apiVersion></MessageInfo><RequestType>Periodic</RequestType><MerchantInfo><merchantID>ABC0001</merchantID></MerchantInfo><Status><statusCode>51</statusCode><statusDescription>Insufficient Funds</statusDescription></Status></SecurePayMessage>
diff --git a/tests/Mock/SecureXMLStoredCardPurchaseRequestSendFailure.txt b/tests/Mock/SecureXMLStoredCardPurchaseRequestSendFailure.txt
new file mode 100644
index 0000000..51b3bc9
--- /dev/null
+++ b/tests/Mock/SecureXMLStoredCardPurchaseRequestSendFailure.txt
@@ -0,0 +1,8 @@
+HTTP/1.1 200 OK
+Date: Fri, 17 Apr 2015 02:05:53 GMT
+Server: Apache
+Content-Type: text/xml;charset=ISO-8859-1
+Content-Length: 929
+Connection: close
+
+<?xml version="1.0" encoding="UTF-8"?><SecurePayMessage><MessageInfo><messageID>8af793f9af34bea0cf40f5fc011e0c</messageID><messageTimestamp>20041904161959849000+600</messageTimestamp><apiVersion>xml-4.2</apiVersion></MessageInfo><RequestType>Periodic</RequestType><MerchantInfo><merchantID>ABC0001</merchantID></MerchantInfo><Status><statusCode>510</statusCode><statusDescription>Unable To Connect To Server</statusDescription></Status></SecurePayMessage>
diff --git a/tests/Mock/SecureXMLStoredCardPurchaseRequestSendSuccess.txt b/tests/Mock/SecureXMLStoredCardPurchaseRequestSendSuccess.txt
new file mode 100644
index 0000000..6b32aaf
--- /dev/null
+++ b/tests/Mock/SecureXMLStoredCardPurchaseRequestSendSuccess.txt
@@ -0,0 +1,8 @@
+HTTP/1.1 200 OK
+Date: Fri, 17 Apr 2015 02:05:53 GMT
+Server: Apache
+Content-Type: text/xml;charset=ISO-8859-1
+Content-Length: 929
+Connection: close
+
+<?xml version="1.0" encoding="UTF-8"?><SecurePayMessage><MessageInfo><messageID>8af793f9af34bea0cf40f5fc011e0c</messageID><messageTimestamp>20041904161959849000+600</messageTimestamp><apiVersion>xml-4.2</apiVersion></MessageInfo><RequestType>Periodic</RequestType><MerchantInfo><merchantID>ABC0001</merchantID></MerchantInfo><Status><statusCode>000</statusCode><statusDescription>Normal</statusDescription></Status><Periodic><PeriodicList count="1"><PeriodicItem ID="1"><actionType>trigger</actionType><clientID>CRN00110011</clientID><responseCode>00</responseCode><responseText>Approved</responseText><successful>yes</successful><txnType>3</txnType><amount>200</amount><approved>Yes</approved><currency>AUD</currency><txnID>009729</txnID><ponum>testorder123</ponum><settlementDate>20040419</settlementDate><CreditCardInfo><pan>424242...242</pan><expiryDate>07/06</expiryDate><recurringFlag>no</recurringFlag><cardType>6</cardType><cardDescription>Visa</cardDescription></CreditCardInfo></PeriodicItem></PeriodicList></Periodic></SecurePayMessage>
diff --git a/tests/SecureXMLGatewayTest.php b/tests/SecureXMLGatewayTest.php
index 2305605..809830a 100644
--- a/tests/SecureXMLGatewayTest.php
+++ b/tests/SecureXMLGatewayTest.php
@@ -30,6 +30,15 @@ public function testPurchase()
         $this->assertSame('10.00', $request->getAmount());
     }
 
+	public function testPurchaseUsingStoredCard()
+	{
+		$request = $this->gateway->purchase(['amount' => '10.00', 'cardReference' => 'CRN00110011']);
+
+		$this->assertInstanceOf('\Omnipay\SecurePay\Message\SecureXMLStoredCardPurchaseRequest', $request);
+		$this->assertSame('10.00', $request->getAmount());
+		$this->assertSame('CRN00110011', $request->getCardReference());
+	}
+
     public function testRefund()
     {
         $request = $this->gateway->refund(['amount' => '10.00', 'transactionId' => 'order12345']);
@@ -38,4 +47,29 @@ public function testRefund()
         $this->assertSame('10.00', $request->getAmount());
         $this->assertSame('order12345', $request->getTransactionId());
     }
+
+	public function testCreateCard()
+	{
+		$request = $this->gateway->createCard(['amount' => '0.01', 'cardReference' => 'CRN00110011']);
+
+		$this->assertInstanceOf('\Omnipay\SecurePay\Message\SecureXMLStoreCardRequest', $request);
+		$this->assertSame('0.01', $request->getAmount());
+		$this->assertSame('CRN00110011', $request->getCardReference());
+	}
+
+	public function testUpdateCard()
+	{
+		$request = $this->gateway->updateCard(['cardReference' => 'CRN00110011']);
+
+		$this->assertInstanceOf('\Omnipay\SecurePay\Message\SecureXMLEditCardRequest', $request);
+		$this->assertSame('CRN00110011', $request->getCardReference());
+	}
+
+	public function testDeleteCard()
+	{
+		$request = $this->gateway->deleteCard(['cardReference' => 'CRN00110011']);
+
+		$this->assertInstanceOf('\Omnipay\SecurePay\Message\SecureXMLDeleteCardRequest', $request);
+		$this->assertSame('CRN00110011', $request->getCardReference());
+	}
 }